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Accident Benefits
Benefits available through automobile insurance to help cover certain expenses and losses after a motor vehicle accident. In Alberta, these are commonly referred to as Section B accident benefits.
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Accident Reconstruction Expert
A specialist who studies vehicle crashes using physical evidence, math, and physics to figure out how and why the accident happened. Accident reconstruction reports can be used to support your personal injury claim.
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Accident Report
An official document detailing the circumstances of a motor vehicle accident, often filed with police or an insurance company.
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Acquired Brain Injury (ABI)
Damage to the brain that occurs during or after birth due to trauma or medical conditions, such as falls, strokes, or infections.
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Activities of Daily Living (ADL)
Basic self-care tasks like eating, bathing, and dressing used to assess the severity of an individual's disability and their eligibility for benefits.
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Act of God
An unforeseeable natural event (like a flood or earthquake) that may relieve parties of liability in certain legal cases.
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Actuarial Expert
A specialist who calculates future financial losses or benefits, such as loss of income or cost of care, using statistical data. Their report is used to determine the amount of compensation claimants are entitled to receive, if any.
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Adjuster
An insurance company representative who investigates claims, determines coverage, and negotiates settlements.
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Airplane Accident
An incident involving an aircraft that results in injury, death, or damage—can lead to personal injury or wrongful death claims.
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Alternative Dispute Resolution
Processes like mediation or arbitration, that involve lawyers, often used to settle disputes without going to court/trial.