Understand the Language of Your Case

The last day you can receive benefits or take legal action, depending on the rules of your case or insurance policy.

The money awarded to a person who has been hurt, to help make up for losses like medical costs, lost income, or pain and suffering.

The date when a person first became unable to work because of an illness or injury.

The amount of money you must pay out-of-pocket before your insurance starts covering the rest. Your deductible will depend on your specific policy.

Items that are dangerous or faulty and can cause injury. These may lead to product liability claims.

The person, party, or company being sued in a legal case.

A letter sent to the at-fault party or their insurer asking for payment or a settlement before filing a lawsuit.

A notice from an insurance company stating that they are refusing to pay your claim, or approve your long-term disability benefits, often with a reason.

A formal interview where a witness answers questions under oath before trial. The answers are recorded and may be used in court.

An Ontario insurance rule that lets you get car damage repairs from your own insurer, even if someone else caused the crash.