Understand the Language of Your Case

A type of accident benefit in Ontario that provides money to replace some of your lost income if you're unable to work due to injuries.

To compensate someone for a loss or damage, usually through insurance coverage.

A medical exam arranged by an insurer to get a second opinion on your condition or ability to work.

A legal claim made against an organization (like a school or care facility) for abuse suffered by someone under its care. Institutional abuse claims may involve sexual abuse, physical abuse, emotional abuse, and more.

The provincial law that sets out the rules for how insurance is provided and handled in Ontario.

A hospital area for patients with very serious or life-threatening conditions who need constant care.

A process within an insurance company where a denied claim is reviewed before going to an outside appeal or court.

When two or more people are legally responsible for the same harm or loss.

The official decision made by a judge or court at the end of a lawsuit.

A deep cut or tear in the skin or tissue, often caused by trauma during an accident.