Understand the Language of Your Case

A clear, plain-English guide to common personal injury and legal terms.

Personal Injury Glossary

Search common legal terms and understand what they mean for your claim.
Notice of Action
A legal document that starts a lawsuit and tells the other party what the claim is about.
Notice of Claim Form
A form used to inform an insurer or party that you intend to make a legal or insurance claim.
Notice of Defence
A document the defendant files to respond to a lawsuit, explaining their side of the story.
No Win No Fee
A legal payment agreement where you don't pay your lawyer unless you win or settle your case.
Occipital Lobe
The part of the brain at the back of the head that controls vision.
Occupational Disease
An illness caused by exposure to something harmful in the workplace repeatedly or for long periods of time, like chemicals or loud noise.
Occupational Therapist (OT)
A healthcare worker who helps people regain daily skills after an injury or illness.
Occupiers' Liability Act
An Ontario law that sets the legal duty of property owners to keep their premises reasonably safe for visitors. If you are injured on someone else's property because the property wasn't kept safe, you may file an occupiers' liability claim. These are also sometimes referred to as premises liability claims.
Offset
When one benefit (like CPP disability) reduces the amount of another benefit (like private LTD insurance).
Optional Benefit
Extra insurance coverage you can choose to add to a standard auto policy, like more income replacement or caregiver benefits. To access optional benefits, you'll need to pay more upfront.
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