Understand the Language of Your Case

A less serious injury (like a sprain or bruise) that falls under the "Minor Injury Guideline" for accident benefits in Ontario.

A limit on the amount of compensation you can receive for pain and suffering from minor injuries under Ontario law.

Your legal duty to try and reduce the harm or losses caused by an accident (e.g., by getting treatment or looking for work).

An accident involving a motorcycle, which often leads to serious injuries due to limited rider protection.

Any crash involving cars, trucks, motorcycles, or other motorized vehicles. These are the most common source of personal injury claims.

A fund in Ontario that helps people injured in car accidents when no other insurance is available.

When someone fails to take proper care, leading to injury or damage to another person.

A system where your insurance pays for your accident benefits no matter who caused the crash.

A benefit in Ontario that pays people who can't work or go to school due to an accident, even if they weren't earning money before.

Evidence that isn't physical, like photos, written documents, or witness testimony.