Understand the Language of Your Case

A document you submit if you're appealing a denied claim, explaining why you think the decision was wrong. These are often used when long-term disability benefits are denied.

A lawsuit where one person represents a large group of people with similar claims, like victims of a defective product. Successful class action lawsuits will result in one large settlement that gets divided between each class member.

A person who is part of a group in a class action lawsuit, even if they're not the one leading the case.

A brain injury where the skull is not broken, often caused by a blow to the head, like in a car crash.

The brain's ability to think, remember, focus, and understand information—often affected after a brain injury.

Payments you get from other sources (like health insurance or disability plans) that may reduce the amount of legal compensation you're entitled to.

A deep state of unconsciousness where a person cannot wake up or respond, usually after a serious brain injury.

Money awarded to someone who has been hurt, to help cover things like medical bills, lost wages, pain, and more.

A mild brain injury caused by a blow to the head. It can lead to headaches, confusion, and memory issues.

Letters from an insurer saying a benefit is approved, but only if certain conditions are met. For example, where there is outstanding information or if results from a test are still needed before benefits kick in.